Pittsburgh Bankruptcy Attorney

How much does it cost to file bankruptcy in Pittsburgh?

Filing fees for Chapter 7 bankruptcy are $338 and Chapter 13 filing fees are $313. Attorney fees vary depending on case complexity. At Bryan P. Keenan & Associates, we offer free consultations to discuss your specific situation and all associated costs upfront, with no hidden fees.

Will I lose my house if I file for bankruptcy?

Most people keep their homes when filing bankruptcy. Pennsylvania's homestead exemption protects equity in your primary residence up to $25,150. Chapter 13 bankruptcy is specifically designed to help homeowners catch up on mortgage arrears while keeping their property. Bryan Keenan has helped thousands of Pittsburgh homeowners protect their homes through bankruptcy.

How long does the bankruptcy process take?

Chapter 7 bankruptcy typically takes 3 to 4 months from filing to discharge. Chapter 13 bankruptcy involves a 3- to 5-year repayment plan. The initial consultation and preparation usually takes 1 to 2 weeks. Creditor harassment and wage garnishments stop immediately once your case is filed thanks to the automatic stay.

What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 eliminates most unsecured debts (credit cards, medical bills) in about 4 months. Chapter 13 reorganizes your debts into a manageable 3- to 5-year payment plan. Chapter 7 has income requirements based on the means test, while Chapter 13 is available to those with regular income. During your free consultation, we will help determine which chapter best fits your circumstances.