CFI Finance

How quickly can I get approved for finance?

Whilst banks can sometimes take weeks to make a decision, CFI can typically give you an answer within 24–48 hours.

How much can I borrow?

It depends on the product and your circumstances. Business loans range from $5,000 to $500,000, asset finance from $5,000 to $500,000, and working capital from $5,000 to $100,000.

How do I apply?

It couldn't be easier. Just start our online application — it only takes a few minutes and an approval could be just hours away!

What can I fund with CFI Finance?

CFI Finance can provide business loans and asset finance for just about anything. Whether it's the purchase of an existing business, new business equipment, or the fitout of your new business, CFI can help! We can also provide working capital to trading businesses with our Business Boost product. If you're unsure, just give us a call and talk to one of our finance specialists.

You say CFI are the 'Franchise Finance Specialists' — what does that mean?

At CFI we started out just financing franchises, so we're very good at it. CFI has relationships with lots of major franchise brands, and our franchise accreditation model can make it easier for existing and prospective franchisees to access funding.

What if I haven't started my business yet?

CFI has helped thousands of Australians to realise their dreams of business ownership. Regardless of whether you're looking to start a new business or buy an existing business, CFI can help.

Do I need a deposit for a business loan?

A deposit may be required for some loans, but not always — it depends on a number of factors including the loan size and the financial product selected. For new businesses it may depend on what money you've already invested or plan to invest in setting up your business. A CFI Finance Specialist can give you a better indication based on your specific circumstances.

Can the interest rate of a CFI loan increase?

No. The rate is fixed for the term of the loan, giving you complete certainty around future repayments. (Excluding circumstances where a borrower has defaulted on a loan.)