Merchant Cost Consulting - Lower Credit Card Processing Fees

Do I need to switch from my current merchant services provider?

No. We negotiate better rates with your existing processor, so you keep your current provider and operations. We work directly with your processor (on your behalf) to eliminate unnecessary fees and reduce inflated rates.

How are you compensated?

MCC operates on a success model—meaning we only get paid when you save money. Our fee is a percentage of the savings we generate for your business, so there’s no upfront or monthly charges. If we don’t find savings, you don’t pay anything.

What exactly is a merchant consultant?

A merchant consultant is an expert who analyzes credit card processing statements, identifies unnecessary fees, and negotiates with processors to reduce costs. We leverage industry knowledge and data from thousands of clients to ensure businesses never overpay for credit card processing—helping you to navigate the complex world of payment processing.

How much money can I save on credit card processing?

Our clients save an average of 28% on processing fees. Depending on your monthly volume, this could mean annual savings between $10,000 and $350,000. We’ll analyze your statements for free to determine your specific savings opportunities.

How long does the process take?

The initial statement audit takes just 1-2 business days. Then we contact your processor to recover funds and negotiate better rates on your behalf, which typically takes less than a week. Most of our clients see the cost reductions and any credits reflected on their next statement.

What types of businesses do you work with?

We work with brands of all sizes across every industry—from small businesses to Fortune 500 companies, ecommerce shops, retailers, healthcare organizations, franchises, and beyond. If you accept credit cards, we can help reduce your processing costs regardless of your business type or monthly volume.