snapbook.ai — Sell, Run and Grow Your Singapore Micro Business

What is Snapbook?

Snapbook is a back office platform for Singapore micro businesses. It combines P&L tracking, CPF-compliant payroll, invoicing with PayNow QR, CRM, and an AI assistant in one place. Each module works on its own and they connect automatically — payroll costs post to P&L, paid invoices post to revenue, and the AI assistant reads all your data.

Is Snapbook free to use?

Yes. Snapbook has a free tier for P&L that includes manual entry and 20 AI receipt scans per month with no time limit. The Standard plan is S$10/month and unlocks full AI scanning, IRAS-aligned exports, and invoicing. Payroll is free for 1 FT + 1 PT, then S$10/month flat for full team. CRM is free for up to 5 contacts, then S$10/month for unlimited.

Is Snapbook invoicing free?

Invoicing is included with the P&L Standard plan at S$10/month. It is not available on the free tier. The Standard plan also includes full AI receipt scanning and IRAS-aligned P&L export.

Does Snapbook handle CPF payroll for Singapore employees?

Yes. Snapbook calculates CPF contributions based on age, nationality and PR year using CPF Board rates effective January 2026. SDL and SHG deductions are handled automatically. It generates MOM-compliant payslips, a CPF EZPay .DTL file for submission, and pre-filled IR8A for IRAS. Free for 1 FT + 1 PT employee — full team at flat S$10/month with no per-head fees.

How is Snapbook different from Xero or QuickBooks?

Snapbook is built specifically for Singapore micro businesses, not mid-sized companies. It is significantly cheaper, requires no accounting knowledge, and handles Singapore-specific requirements out of the box — CPF, SDL, SHG, IRAS-aligned P&L, PayNow QR invoicing. Xero and QuickBooks are designed for businesses with accountants. Snapbook is designed for founders who do their own books.