The Insurance Loft | Colorado's Trusted Independent Insurance Agency — Serving Colorado Since 2007 Scrolling Marquee

What does it mean to be an independent insurance agency?

An independent insurance agency like The Insurance Loft is not tied to a single insurance company. We are licensed to work with multiple carriers — including Nationwide, Travelers, Progressive, Safeco, Chubb, and others — so we can compare options and find the best policy for your needs. When you work with a captive agent, you only see what that one company offers. When you work with us, you see the full market. This independence also means we represent you, not the carrier. When a claim arises or your coverage needs to change, your advisor advocates for your interests — not

Where is The Insurance Loft located and who do you serve?

The Insurance Loft is headquartered in Greenwood Village, Colorado, in the Denver Tech Center area. We serve individuals and families throughout Colorado — from the Denver Metro and Front Range to Colorado Springs, Boulder, Fort Collins, mountain communities, and beyond. Our office is conveniently located at 5990 Greenwood Plaza Blvd, Ste 270, Greenwood Village, CO 80111. Whether you are a longtime Colorado resident or just moved to the state, The Insurance Loft can help you find the right personal insurance coverage. Our advisors understand Colorado's specific risks and regulations, and

What types of insurance does The Insurance Loft offer?

We offer a full range of personal and commercial insurance products. On the personal side, we cover home, auto, renters, life, motorcycle, umbrella, and pet insurance. For businesses, we provide general liability, commercial property, workers compensation, professional liability, business auto, and specialty coverage for industries like construction, food and beverage, brewery, and cannabis operations. We also offer surety bonds for businesses that require them. Our goal is to be your single resource for every insurance need — personal or commercial — throughout your life and the l

What carriers does The Insurance Loft work with?

The Insurance Loft partners with more than 19 trusted insurance carriers to give clients access to a wide range of options. Our featured carrier partners include Nationwide, Travelers, Progressive, Safeco Insurance, Chubb, and Hagerty Insurance for collector vehicles. Each carrier brings different strengths, pricing structures, and coverage specialties, which is why having access to multiple companies matters. Because we work with a diverse group of carriers, we are not pressured to place policies with any single company. Your advisor reviews your situation, identifies which carriers best matc

How does The Insurance Loft handle the claims process ?

When you need to file a claim, your dedicated Insurance Loft advisor is your first call. We provide claims support through our Member Services team and guide you through the process with your carrier. You will not be left to figure it out alone. Our advisors help you understand what your policy covers, what documentation is needed, and what to expect from the timeline. You can also access claims support directly through our Member Services portal at theinsuranceloft.com. Our goal is to make the claims process as clear and stress-free as possible so you can focus on recovery. For urgent claims

Why should I review my insurance coverage every year?

Your life changes constantly — and your insurance should change with it. A new home, a new vehicle, a renovation, a new employee, a business expansion, or a change in your income can all affect how much coverage you need. Reviewing your policy annually helps make sure you are not paying for coverage you no longer need, and that you are not underinsured in areas where your exposure has grown. The Insurance Loft advisors proactively reach out at renewal time to review your current policies and flag anything that needs attention. Major life events like buying a home, starting a business, ge