Fortiva Therapy

Do you accept insurance?

Yes! Fortiva Therapy is in-network with United Healthcare/Optum.

What if I have a different insurance plan?

If your plan is out-of-network, you may still have benefits that help cover sessions. We’ve partnered with Thrizer, which makes the process simple: instead of paying the full fee and waiting for reimbursement, you’ll just pay your copay after your deductible. Most clients save around 70% upfront this way.We’ll also help check your benefits during the intake process so you know exactly what your cost will be. Click here to Learn More

What’s the difference between private pay and out-of-network benefits?

Great question—we get this a lot, and it’s an important distinction to understand:Private Pay (true self-pay, no insurance involvement at all):No diagnosis required—you can come for therapy for any reason.Records stay completely private. Nothing is shared with insurance.No insurance paperwork—you pay your therapist directly.Out-of-Network (superbill or Thrizer):A diagnosis code is required for reimbursement.Insurance receives claim details (though not your full therapy notes).Records become part of your insurance file.With Thrizer, you only pay your copay after deductible, often saving ~70% up

Why choose private pay over insurance for therapy?

Many clients decide to use private pay for several important reasons:Confidentiality: Your therapy stays fully private.Choice of Therapist: You aren’t limited to in-network providers.No Diagnosis Required: You can pursue therapy without a clinical label.Flexibility: Sessions are set by you and your therapist, not insurance rules.Comparable Costs: Private pay can sometimes be similar to using insurance.Immediate Access: No pre-authorizations or delays.

Are there things I should know before using insurance for therapy?

Yes. Before pursuing insurance reimbursement, it’s important to understand:Insurance requires a mental health diagnosis code.Companies may request access to your therapy records.Records could potentially impact future employment, insurance rates, or legal matters.Reimbursement amounts vary and may not cover the full cost of sessions.You are responsible for insurance paperwork, unless you use Thrizer.You may always choose an in-network provider through your plan instead.Payment Policy:All payments are due at the time of service. Fortiva Therapy complies with the Public Health Service Act and ca

How long does therapy usually last?

Therapy duration varies for each individual, depending on their specific needs and goals. Our approach focuses on goal-oriented, short-term therapy techniques, Some people may see improvement in just a few sessions, while others may benefit from longer-term support. Your therapist will work with you to create a personalized plan and regularly assess your progress along the way. Together, we’ll create a personalized plan to help you reach your goals efficiently and effectively.

How do I know if therapy is right for me?

Therapy is a good option if you’re feeling stuck, overwhelmed, or uncertain about how to handle challenges in your life. It’s not just for people going through crises—therapy can help with personal growth, relationship issues, stress management, and more. If you’re open to self-reflection and willing to work toward positive change, therapy could be a helpful tool in your journey. The best way to know for sure is to schedule a consultation and discuss your needs and goals with a therapist.

I’ve never talked to anyone. I’m used to handling things on my own. Aren’t people who go to therapy weak?

Not at all. Seeking help takes courage, and recognizing when you need support is a sign of strength. Everyone needs help from time to time, and you’re not alone in that. Together, we’ll work to uncover your strengths and explore how to use them to navigate and reduce the challenges you’re facing.