Medical Alert Advice

How much will this cost?

Prices vary between providers and depend on what type of system you choose. You could potentially pay as little as $20 per month for basic monitoring, or upwards of $50 per month. There is usually a basic plan that starts at around $30 per month and includes the device and setup costs.

Will I be locked into a contract?

Just like the start-up costs, the contract requirements vary from brand to brand. Most options do not require you to sign a binding contract, but you can usually get a discount when you make quarterly or yearly payments. A few options require that you sign a one-year commitment, but they will make that clear before you sign up.

Do I need a traditional landline?

The answer to this question is no, and is not even an option with a Mobile GPS model. Like many home security systems, some existing systems require an old fashioned telephone for it to work and stay connected. There are a few systems that work with an Internet-based voice over IP telephone services, and a few that work with a cell phone plan provided by the medical alert company. Most medical alert reviews and ratings give traditional landlines a big thumbs down. However, companies are developing brand new cellular-based LTE systems and wireless GPS and WIFI alert devices that you can use any

Are medical alert systems covered by Medicare?

It's common for older adults and their loved ones to search for what's exactly covered through their Medicare or Medicare plan. Currently, Medicare (Parts A and B) do not reimburse for expenses related to medical alert devices. Some Medicare Advantage benefits could offset the cost of medical alert systems, but you would need to check with your plan administrator.

Are medical alert systems eligible for my HSA plan?

Health savings accounts (HSA) are increasingly popular among older adults, but they can still be a source of confusion in regards to knowing what's covered and not covered. The medical alert devices cost is likely covered under your HSA plan, but you will need to contact your plan administrator directly to double check that the brand you want is covered.

Are the monitors based in America?

Most of them are. A U.S. based monitoring service can make a big difference, especially when it comes to crisis situations where language barriers can delay treatment or intervention. Operators speak English, Spanish, and use a third party-translation system, if needed, for other languages.