Xeno

Is Xeno a cryptocurrency token?

No. Xeno is not a token and does not have its own cryptocurrency. Xeno is a crypto payments network — infrastructure that lets people pay with existing stablecoins like USDC and EURC by tapping their phone, similar to Apple Pay. There is no XENO token, no presale, and no airdrop. If you've found a token using the Xeno name, it is not affiliated with Xeno (xeno.money).

What is Xeno crypto payments?

Xeno is a crypto payments rail that turns your phone into a contactless wallet. You tap your phone on a payment terminal and stablecoins move directly on-chain in seconds — no middlemen, no chargebacks, no gas fees. It works alongside Visa and Mastercard as a new card scheme purpose-built for crypto.

How is Xeno different from a crypto debit card?

Crypto debit cards like Crypto.com Card, Coinbase Card, and Gnosis Pay convert your crypto to fiat at the moment of payment and route the transaction through Visa or Mastercard. You lose self-custody, can't earn yield, and the merchant pays card network fees. With Xeno, users keep self-custody of their stablecoins, continue earning yield until the moment of payment, and settle peer-to-peer on-chain without any middleman.

Which blockchains and stablecoins does Xeno support?

Xeno is live on Base Mainnet (Coinbase's Layer 2), Arbitrum One, and Solana, with support for USDC, EURC, and Monerium's ISKe. The architecture is chain-agnostic.

Does Xeno work with existing payment terminals?

Yes. Xeno ships as a kernel update for existing PAX, Verifone, and Ingenico terminals — no new hardware required. Merchants accept stablecoin payments through the same terminal they already use, alongside Visa and Mastercard.

What is the Xeno card scheme?

Xeno is a new card scheme that runs alongside Visa and Mastercard — like American Express does — but settles on-chain in stablecoins instead of fiat. It is the third global payment rail, purpose-built for the stablecoin economy.

How is Xeno deployed on payment terminals?

Xeno is delivered to terminal manufacturers and PSPs as a payment kernel — a software module that handles the NFC tap, signature verification, and on-chain settlement. The kernel runs alongside the existing Visa and Mastercard kernels on PAX, Verifone, and Ingenico devices, so merchants get a new payment rail without buying new hardware.

Can merchants accept stablecoins with Xeno?

Yes. Merchants can accept stablecoins (USDC, EURC, ISKe) at the point of sale through any PAX, Verifone, or Ingenico terminal that has the Xeno payment kernel installed. Settlement is instant and on-chain, with zero chargebacks. In the EU, in-person stablecoin acceptance falls under MiCA-aware cash-treatment thresholds, similar to accepting cash.