OwnAG — Silver Price Tracker, Dealer Comparison & Investment Education

What is Spot Price?

The spot price of silver is the current market price for the immediate delivery of one troy ounce of .999 fine silver.

What Moves the Silver Price?

US dollar strength — Silver prices typically move opposite to the dollar. A weaker dollar makes silver cheaper for foreign buyers, increasing demand and pushing prices up. Interest rates — When rates rise, holding non-yielding assets like silver becomes less attractive, often pushing prices down. Inflation — Silver has historically been viewed as a store of value during inflationary periods.

What is a Self-Directed IRA?

A Self-Directed IRA functions just like a traditional or Roth IRA in terms of tax treatment — your money grows tax-deferred (traditional) or tax-free (Roth). The difference is that an SDIRA allows you to invest in alternative assets including physical precious metals, real estate, private equity, and more, rather than just stocks and bonds.

Why Does This Matter?

Throughout history, gold and silver have traded in a fairly predictable range relative to each other. The historical average over the past century is roughly 60:1. Before the 20th century, when currencies were backed by metals, governments often fixed the ratio at 15:1 or 16:1.

How to Use It Practically?

You don't need to time markets perfectly to benefit from ratio awareness. Simply check the current ratio (OwnAG displays it live on the dashboard) when you're planning a purchase. If the ratio is historically high, silver may offer better value than gold at that moment. If you already own silver and the ratio falls sharply, it may be worth reviewing your allocation.