Alma

Why choose Alma ?

Our mission is to support merchants across Europe. Our vision is unique on the market.Merchant‑first by designFocus on your core business; we drive your growth.

How does payment in installments work?

With Alma, you can offer your customers the option to pay in installments on your e-commerce site or in your stores. When your customer makes a purchase:Online: they select the Alma option on the payment page. Without leaving your site, the customer pays by credit card or bank transfer. Once the payment is confirmed, the order is validated.In-store: they ask a cashier to opt for payment with Alma.

What are the costs of the Alma solution?

We charge a commission for each purchase made through Alma. There are no monthly subscription fees or hidden costs.You can share part of the costs with your customers or cover the entire amount yourself to increase your conversion rate. You can find more details on our pricing page.

What additional services does Alma offer?

With Alma, you get a comprehensive installment payment solution to support you on a daily basis:Dashboard with over 30 key performance indicators (KPIs).

What are the conditions for paying in installments?

For each payment, we systematically check the following information:The age of the buyer. Only adults (18+) can pay in installments with Alma;The validity period of the credit card. We refuse cards that expire before the end of the payment with Alma;The type of credit card. We do not accept prepaid cards or virtual cards.Depending on the amount, the ability to pay back with Open Banking.