bswift

What is bswift?

bswift is a native-AI benefits administration platform that helps employers manage enrollment, eligibility, and compliance. The platform serves both large enterprises and small to midsize businesses through two configuration and implementation paths. The experience is enhanced by Emma™ Intelligence for automated employee support and more confident benefits decisions.

Who uses bswift?

bswift serves 300+ enterprise clients and over 16 million employees, including complex organizations with multi-location teams, unions, and variable workforces. The platform also supports brokers and Channel Partners service serving businesses of all sizes.

What services does bswift provide beyond benefits technology?

In addition to its benefits administration platform, bswift provides COBRA administration, billing and compliance services, employee engagement programs, and a 24/7 service center. These services help employers manage regulatory complexity while supporting employees throughout the year.

What is Emma Intelligence?

Emma™ Intelligence is bswift's native AI layer embedded across the bswift ecosystem to make benefits simpler, smarter, and more human—reducing friction for employees, admins, and service teams. It uses benefits materials, plan configuration, eligibility logic, and operational context to guide decisions, accelerate answers, catch issues earlier, and turn data into direction.

What does native AI mean in Emma Intelligence?

Native AI means Emma™ Intelligence is built directly into the bswift platform and workflows—not added on as a separate chatbot or bolt-on tool. Because it runs on your real benefits configuration and content, it delivers plan-specific answers and automation that match what’s actually true for each employer and employee.

What is Evive and how does it work?

Evive™ is a capability built in to the bswift benefits platform that powers year-round personalized engagement. It uses eligibility data, enrollment history, and claims-aware insights to deliver targeted nudges and campaigns that encourage better benefits utilization. Evive helps sustain engagement beyond enrollment season and supports measurable savings through smarter usage patterns.

Can benefits administration platforms help reduce benefits costs?

Yes, benefits administration platforms can reduce costs by improving plan selection, preventing eligibility errors, and encouraging smarter healthcare spending. AI-driven guidance and data insights also help employers identify opportunities to optimize plan design and reduce unnecessary spend.

What's the difference between bswift Unlimited and bswift Simplify?

bswift Unlimited gives larger, more complex organizations a fully customizable implementation path, offering maximum control to handle any global workforce. bswift Simplify® offers brokers and Channel Partners a faster, pre-defined implementation path to help growing groups move to an enterprise-grade experience without navigating full enterprise implementation.