CashbackRoundup

How much could you earn?

Your monthly online spend: $300 $144/year in cashbackat a typical 4% average · $720 over 5 years Your real rate depends on where you shop — some stores pay 10%+, others 1%. The top-paying portal often pays 2–3× the lowest, so comparing before each buy is where the difference is made.

How to earn the most cashback?

1Compare every timeRates change weekly. The portal that paid most last month may not today. 2Stack with a rewards cardCashback stacks on top of credit-card rewards. Portal % + card % on the same spend. 3Watch the tiers"Up to 8%" often means the top rate is for one category or new customers. 4Cash out to gift cardsSome portals add a bonus when you withdraw as a gift card instead of cash.

Do cashback rates change?

Constantly — which is exactly why this page exists. We re-check every store across all the cashback sites and gift-card sellers every day and bank the history, so each store's page shows how its best rate has moved. A store paying 2% today might jump to 10% next week during a promotion.

Is cashback taxable in the US?

For most people, no. The IRS generally treats cashback on a purchase as a rebate — a discount on what you bought — not taxable income. Bonuses that aren't tied to a purchase can be different.