ClearCompare

What loan amounts are available?

Clear Compare works with a panel of trusted Australian lenders who offer a wide range of loan amounts and terms. Depending on your profile, you may be able to borrow up to $100,000. Once you complete your comparison, we’ll show you the options you qualify for so you can choose the loan that best suits your needs.

Will applying affect my credit score?

No. Using Clear Compare to check your loan matches will not impact your credit score. We only perform a soft credit check, which lets you see your personalised offers without leaving a mark on your file. A hard credit check is only done if you choose to proceed with a lender and complete their full application.

How long does approval and funding usually take?

Most customers receive their personalised loan matches in less than 60 seconds. If you choose a lender and continue with their full application, approval times vary, but many lenders can finalise your application the same day, with funds often released within 24 to 48 hours once approved. Some lenders may take slightly longer depending on your situation and documentation.

What information do I need to apply?

To get your personalised loan matches through Clear Compare, you only need a few basic details about your income, employment and expenses. This helps our system find lenders that may be suitable for you. If you proceed with a specific lender, they may require additional documentation such as ID, bank statements, or payslips.

Are there any fees for using Clear Compare?

No. Using Clear Compare to check your personalised loan matches is completely free. We don’t charge you anything to compare lenders. If you decide to go ahead with a loan, any fees will be clearly outlined by the lender before you proceed.