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As a Homeowner, what benefits do I get from a Home Warranty?

Like many things in life, unexpected events always have a way of finding us and the costs can add up quickly.

When might I need a Home Warranty?

As a general rule, Home Warranties are available to all new and existing homeowners. A home warranty proposal is normally presented to a home-buyer during the buying process. That being said, a buyer may choose not to purchase home warranty insurance until a later date. There are no time limits on protecting your largest asset!

What will a Home Warranty cost me?

In most cases, a home warranty plan cost only a few hundred dollars. When bought while purchasing your home, this lump sum payment is usually claimed during the closing costs period of buying a home.It is important to know that the person selling the property (whether the original owner or a real estate agent), a family member, or a friend —can legally acquire a home warranty on behalf of the buyer.

How does the Home Warranty process work?

The process of filing a Home Warranty claim is very straight forward. Begin by carefully reading your insurance contract to confirm that the item that requires replacing or repair is covered by your plan, then you can file your claim. This will save the insurance employees time and avoid any potential disappointment. Once you’ve verified that your situation is indeed covered, simply follow these steps:1.