Credpare

Four questions this answers — which one is yours?

Pick the one that sounds like you. What you need to see is different in each case — so what we show you is different too. Screening A new buyer wants terms. You have no history with them and no idea whether they pay.

How do the creditcompanies view you?

Your customers can see it. Your suppliers can see it. Your bank has almost certainly looked. You're the only one in the trade who can't — and it's your company. Ask us and we'll show you your own file the way the insurers and financiers who actually put money behind the decision see it. 01 Your grade, as insurers see it.

Where is your money — actually concentrated?

Checking one company at a time tells you about one company. The bigger question is what happens to you if your largest customer stops paying next month — and most finance teams have never put a number on it. Four minutes, four questions. You get a graded read on your concentration risk and, if it's useful, an indicative premium for covering it.

Where is your money concentrated?

The peak balance is the most they owe you at any one point in a normal month — not what they buy over a year.