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What is a savings goal and how does it work?

A savings goal is a feature that helps you set a target amount of money you want to save. For example, if you want to buy a new phone worth ₹20,000, you can create a goal and add money to it step by step. Every time you deposit money into the goal, your progress increases until you reach 100%. This way, saving feels easier and more organized.

How can I transfer money from my wallet to another person?

You can use the money transfer feature to send money instantly from your wallet to another user’s wallet. Simply enter their registered number or scan their QR code, type the amount, and confirm. The money is transferred immediately, and both users get notifications.

What does “Top-up” mean in the wallet?

A top-up means adding money to your wallet. For example, if your wallet balance is low, you can top it up by giving cash to an authorized distributor, who will add the same amount digitally into your wallet. Once topped up, you can use the money for transfers, savings goals, or payments.

How do withdrawals work in this system?

A withdrawal means taking money out from your digital wallet in the form of cash. You can request a withdrawal through the app, and the assigned distributor will give you the cash while deducting the same amount from your wallet balance. Withdrawals may have minimum and maximum limits depending on the rules.

What is the wallet and why is it important?

The wallet is your personal digital account inside the app. It shows your balance, all transactions (like deposits, transfers, and withdrawals), and helps you manage your money easily. Instead of carrying physical cash, you can store money digitally, use it anytime, and keep track of your savings goals and expenses in one place.