Fiacore

Sound Familiar?

Personal finance doesn't have to be boring or stressful. Most of us just need a better way to see where our money goes. "Where did my salary go?" Payday was two weeks ago but your account's already looking thin. You know you didn't buy anything big...

Do I need to connect my bank?

No. Bank connection is completely optional. You can upload bank statements in PDF, CSV or Excel format instead — no account linking required.

Is my financial data secure?

Yes. Every financial amount you store — transactions, loans, credit card balances, savings goals — is encrypted at rest using AES-256-GCM with per-user key protection. Sensitive financial fields are encrypted and protected by strict access controls. Your personal data (name, email, phone) is also encrypted separately. We're a UK-registered company, UK GDPR compliant, and registered with the ICO (ZC068211).

Which banks are supported?

We've tested with 70+ statement formats, including major UK banks (Barclays, HSBC, Lloyds, NatWest, Santander), European banks, US banks, and many more. You can import statements in PDF, CSV, or Excel format. If your bank isn't listed, try uploading — most standard formats work.

How does the AI categorization work?

Our multi-layer AI system analyses transaction descriptions using pattern matching, merchant databases, and your corrections. It improves over time as it learns your spending patterns, and you can always review and correct any category.