Flex Car Lease

What is a Flex lease and, how does it work?

A Flex auto lease takes advantage of both a used car purchase and an automotive lease all in one simple payment, which is up to 40% less than the alternatives. NEW LEASE $1098/mo FLEX LEASE $487/mo CAR LOAN $1375/mo Explore cars

Why a Flex lease?

We have a simple business model, no dealerships, no salespeople and no inventory. The ability to cut out those expenses allow us to focus on the business of only lending money. No Dealerships Dealerships cost tens of millions of dollars and the monthly expenses to support a dealership are astronomical. No Salespeople Flex offers direct to consumer lease deals therefore no sales teams and no staff to support.

When Is the Best Time to Buy a Used Car?

The optimal time to buy a car, especially luxury vehicles, is a two year old vehicle.This is the timeline that offers the best value with the lowest amount of loss in value.

What Is a Flex Lease and How Does It Work?

Flex connects you with trusted banking partners to offer a first-of-its-kind pre-owned car lease. You pick a two-year-old vehicle from our network of dealerships, get approved through one of our lending partners, and complete the entire transaction online. The car ships to your door or you pick it up at the dealer — your choice. Every vehicle in the Flex program is approximately two years old. That timing matters.

Why Two-Year-Old Cars?

Buying or leasing a brand-new car means absorbing the steepest depreciation hit in the vehicle's life. A new car loses roughly 20 to 30 percent of its value in the first year alone, and another 15 percent in year two. By the time a vehicle reaches its second birthday, it has already shed the most expensive portion of its total depreciation. Flex takes advantage of that reality.