Fund&Grow

How is this different from just applying for credit cards myself?

CollapseYou can apply on your own, but on average, our clients secure up to 72.4%* more in funding than if they would have applied alone or used another company. We know which banks to approach, in what order, and how to help you negotiate for higher limits.

My business is brand new. Can you still help me?

ExpandYes. Your business could be one day old. As long as you have good personal credit and your EIN, we can start working with you. Traditional lenders require two years of business history. Business credit cards don't have that requirement.

Will this affect my personal credit?

ExpandBusiness credit cards report under your business's EIN, not on your personal credit report. When applying directly with lenders a hard inquiry may occur but only impacts your score by a few points. Ongoing business balances and utilization don't show up on your personal credit unless defaulted.

How fast can I get funded?

ExpandOn average, many clients see their initial funding in as little as 14 to 21 days of starting the program. Some client timelines may vary based on their credit profile.

How much can I expect to receive?

ExpandResults vary based on your credit profile and how closely you follow our recommendations. Over the course of a 12-month program, many clients access up to $300,000. Some clients access $30,000 to $80,000 in available credit within the first two weeks.