Griffin Funding

What types of home loans does Griffin Funding specialize in?

At Griffin Funding, we offer a wide range of mortgage solutions but specialize in non-QM and VA loans. Our primary mortgage products include: DSCR loans: This investor-focused mortgage allows borrowers to qualify for a loan using a property’s cash flow rather than personal income. DSCR loans allow investors to purchase income-generating investment properties with no income or employment verification. Bank statement loans: Designed for self-employed workers and entrepreneurs, bank statement loans let you qualify for a mortgage with no tax returns or pay stubs. Instead, we analyze 12-24 months o

How does the Griffin Funding mortgage application process work?

Our mortgage process is straightforward and easy: Complete an online application: As a leading online mortgage lender, we offer a digital application that you can quickly fill out. Get pre-approved: After filling out an initial application, we will get you pre-approved if you qualify, giving you the opportunity to lock in a rate and position yourself as a stronger buyer. Full application and underwriting: Once you’re ready to buy, you’ll fill out a full application and provide all supporting documentation. We’ll confirm everything checks out with our streamlined underwriting process. Final app

How fast can I get pre-approved for a mortgage with Griffin Funding?

In most cases, we can provide borrowers with initial mortgage pre-approval within 24 hours after submitting a loan application and supporting documentation. With a mortgage pre-approval letter in hand, you can lock in a rate, better understand your budget, and be a more competitive home buyer.

What makes Griffin Funding different from traditional mortgage lenders?

Griffin Funding stands out as a direct-to-consumer online mortgage lender offering: Flexible underwriting for non-traditional borrowers Fully digital application and document upload Specialized programs for self-employed borrowers and investors Fast closings compared to many traditional lenders At Griffin Funding, we combine the latest technology with excellent customer service. Our AI-driven non-QM underwriting platform helps you get approved for financing even faster. Meanwhile, our team of experienced mortgage professionals work with you through every step of the process.

Is Griffin Funding a direct lender or a mortgage broker?

Griffin Funding is a direct-to-consumer mortgage lender, allowing us to offer more flexible and personalized solutions compared to large banks and retail mortgage companies. Rather than employing a middleman, we work directly with borrowers throughout the mortgage process. This results in faster closing times and stronger relationships between Loan Officers and borrowers.