In The Car®

What is embedded auto insurance?

Embedded auto insurance is insurance that is integrated directly into the car buying process at dealerships or through OEM platforms. Instead of shopping for insurance separately after purchasing a vehicle, consumers can get coverage instantly at the point of sale, often at lower rates due to reduced acquisition costs.

How does In The Car work for dealerships?

In The Car integrates with dealership management systems (DMS) like CDK, Tekion, and Cox Automotive. When a customer purchases a vehicle, the F&I manager can offer insurance quotes in real-time through the platform. The process is seamless and takes just minutes, allowing customers to drive off with insurance already in place.

How much can consumers save with embedded auto insurance?

Consumers can save up to 15% on their auto insurance premiums through In The Car's embedded insurance platform. These savings come from reduced customer acquisition costs and streamlined underwriting processes.

What dealership systems does In The Car integrate with?

In The Car integrates with major dealership management systems including CDK Global (via Fortellis Marketplace), Tekion Automotive Retail Cloud (ARC), Cox Automotive Opentrack, and RouteOne. These integrations enable real-time insurance quoting within existing dealer workflows.

Is In The Car available in all states?

In The Car is expanding across the United States. The platform operates through licensed insurance carriers and MGAs (Managing General Agents) including partnerships with Fox/Stanard, Incline Insurance, and Nsure. Coverage availability varies by state and carrier partnerships.