JW Cotter Insurance

Will My Florida Home Insurance Increase If I Have A Pool?

Published on: Saturday - 06 September 2025 Categories: Florida Home Insurance Not everyone can enjoy a swimming pool right in their backyard. However, those who own a swimming pool fail to realize that their Florida home insurance may increase. Regarding your insurance, you must understand how owning a swimming pool can affect your rates.

Why Is Insurance Important?

Insurance is essential for a slew of different reasons. Mendota Insurance Company recognizes that people invest in costly properties and assets daily. In addition, the damage to a particular piece of property can induce a downward spiral of financial ruin. Therefore, whenever you buy anything, there is a probability that it will be damaged or lost.

Why Work With An Agent?

There are many advantages to working with an independent agent at https://floridainsurancequotes.net/partners/mendota-insurance-company/ instead of an insurance agency alone. The first key advantage is receiving up close, personal, individualized attention from someone specializing in their insurance field.

Do I Have To Buy A Certain Amount, Or Can I Get Minimal Coverage?

Florida does have a minimum requirement when it comes to insurance. The registered driver must have a minimum coverage of $10,000 for personal injury and property damage coverage. You can find different deductibles for this coverage, but remember that these will also affect your premium.

What If I Drive A Cab? Are There Requirements For Me Too?

Yes. You must be covered even if the only car you drive in Florida is a cab or taxi. The amount of coverage required is even more than for a standard driver. You must carry $50,000 coverage for property damage insurance. However, in terms of personal injury, you must have at least $125,000 per person and $250,000 per occurrence of an accident.