Lanning Financial |

Where can I find your Google reviews?

Because I am regulated by California and Utah, which have not adopted the SEC’s guidance permitting client reviews, I’ve been advised not to request or display reviews from clients online. However, references are available upon request, and I’m happy to connect you directly with clients who can share their experiences working with me.

When should I start working with a financial planner?

The right time is when you’re feeling stuck – when your research is leading to more questions than answers, or you’re questioning whether your current strategy is good enough. Sometimes, it’s just a gut feeling that it’s time to get a second opinion.For many of my clients, that moment comes when they:Realize retirement is closer than they thought and want to know if they’re prepared.Start making more money than ever and feel the pressure not to mess it up.Face big financial transitions, like buying a home or sending kids to college.Worry that their current investment strategy might not b

What is the process for working with you?

To get started, please complete this questionnaire so we can get a sense if we are potentially a good fit for working together. Our office will then be in contact with you to set up a no-cost, one-hour introductory call. By the end of that call, we will both decide if it makes sense for us to continue talking or if we should find you another resource.If you choose to move forward with me, we will talk about next steps.

What’s your approach to investing?

My investment philosophy is simple: Start early, stay flexible, and minimize risks where possible. It’s not about chasing the highest returns—it’s about making sure your money works for you without putting your future in jeopardy.Purpose-driven investing: Your investments should have a clear reason behind them. Whether it’s retirement savings, college funds, or building wealth, we start by defining your goals.Minimizing taxes: We look for ways to reduce your tax burden, from tax-free retirement income to strategic withdrawals.Flexibility and adaptability: Life doesn’t follow a script. Plans ne

Can you help defer capital gains on my assets?

We specialize in helping clients defer capital gains on highly appreciated assets—like businesses, real estate, or even artwork—without using a 1031 exchange.This means you can manage your wealth efficiently and keep more of what you’ve earned without worrying about complicated tax consequences.

How do you tailor financial plans to my unique situation?

How do you tailor financial plans to my unique situation?I don’t believe in one-size-fits-all financial planning. Your goals, your values, and your lifestyle all play a role in shaping your strategy. That’s why I start with questions that matter to you—not just the numbers on a spreadsheet.Whether you’re navigating retirement, managing an inheritance, or planning for your kids’ future, I’ll take the time to understand where you’re coming from and where you want to go. We’ll build a strategy that’s personalized, flexible, and aligned with your values—so you feel confident every step of the way.

How often will we review my financial plan?

Life changes, and so should your financial plan. I don’t just create a strategy and forget about it—I’m here for the long haul. We’ll schedule regular performance reviews to make sure your plan stays aligned with your life.