Larry Pitt & Associates

What is workers’ compensation insurance?

Workers’ compensation insurance is a form of disability insurance available to employees who are hurt or who develop an illness in the course of their job duties. These benefits are regulated by the Pennsylvania Workers’ Compensation Act. They are available to all Pennsylvania employees, except for contract workers and certain exempt groups.

I am out of work with no money. Can I hire a workers' compensation attorney?

Yes, you can. No money is required to hire a Philadelphia workers’ compensation attorney. Lawyers who represent injured workers are paid a percentage of the amount that they receive for their clients. This form of payment is known as a contingency fee. This means that the lawyer is not paid anything unless and until the client gets paid.

I was injured at work one year ago. Is there a time limit in which I can claim workers’ compensation?

Yes, there is a time limit in which you can claim workers’ compensation. The time limit is known as a statute of limitations. The statute of limitations to file a workers’ comp claim is three years.

Do I still receive health benefits with a workers’ compensation claim?

An injured worker who receives workers’ compensation benefits is entitled to receive medical treatment for the work-related injury. Other health insurance is not an issue involved in the field of workers’ compensation law and would depend on the terms of employment between the employer and the employee.

My company says I have to use their doctor. Is this true?

Maybe. While there are cases where an injured worker must use the company doctor for a period of 90 days there are a great many cases where this rule does not apply. This is one of the most important issues in a workers’ comp case and the issue should be discussed with a Philadelphia workers’ compensation lawyer.

I was injured while working for my employer but not at his location. Am I covered?

Yes. As long as you were injured while in the course and scope of your employment with your employer, you are covered. This means you have to have been injured while actually performing a service for your employer.