QR Code Payments in SE Asia for International Travelers

How do I make payments with Moreta at merchant stores?

Moreta allows you to easily pay merchants by scanning the merchant’s QR code, which is commonly used for local digital wallet payments. This process allows for direct, digital payments, eliminating the need for cash or card.

How does Moreta's cashback work?

Every time you make a purchase using Moreta, we automatically give you a percentage of that amount back—1% for standard users and 2% for Moreta Gold. Your cashback is added to your wallet balance and can be used just like the rest of your funds. No extra steps, no waiting.

What exchange rate does Moreta use?

Moreta converts your funds at the bank’s live mid-market rate, the same rate you see on Google. Banks charge around 0.6% to convert your currency, and we pass that cost straight through to you. We never add any extra fees or hidden charges. You also earn 1% cash back on every purchase.

Is Moreta really completely free?

Yes! Moreta has no transaction fees, no deposit fees, and no hidden charges. You keep what you spend—and even earn cashback on top.

What makes Moreta unique compared to international multi-currency card accounts?

Unlike international multi-currency accounts that provide cards for spending, Moreta uses the widely accepted QR code payment system. This means you can exchange currencies as needed and pay merchants directly and digitally, cutting down the hassle of frequent ATM visits for cash withdrawals.

Is Moreta secure for transactions?

Security is a top priority at Moreta. We employ advanced security measures to protect your financial information, including robust encryption protocols and secured server infrastructure. With Moreta, you can transact knowing your data and funds are safeguarded with the latest in digital security technology.

What countries is Moreta available in?

Moreta is currently available in Thailand, the Philippines, Laos, Cambodia, Vietnam, and Mongolia, offering support for local QR code payments in each country. We’re actively working on adding more countries soon. To stay up to date on our expansion and other news, subscribe to our newsletter.