New Direction Trust Company

What is New Direction Trust Company (NDTCO)?

Since 2003, New Direction Trust Company (NDTCO) has been dedicated to helping thousands of investors like you take control of their retirement savings. We specialize in administering Self-Directed IRAs (SDIRAs) that allow for investment in alternative assets. Based in Louisville, CO, we proudly serve clients nationwide.

What is a Self-Directed IRA (SDIRA)?

A Self-Directed IRA (SDIRA) is a type of Individual Retirement Account that gives you the potential for greater control over your investment choices. Unlike typical IRAs that limit you to stocks, bonds, and mutual funds, an SDIRA allows you to invest in a broader range of alternative assets, empowering you to make IRA self-directed investments in what you know best for your retirement.

What types of alternative investments can I hold in an NDTCO Self-Directed IRA?

We specialize in enabling investments in a variety of alternative assets through your SDIRA. Common examples include real estate (like rental properties), private equity (shares in private companies), private lending (notes and mortgages), and precious metals. Our platform is designed to help you invest in what you know best.

What kinds of retirement accounts can I self-direct with NDTCO?

We support a range of account types, including Traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, Health Savings Accounts (HSAs), and even Solo 401(k)s. We also facilitate rollovers from former employer plans, such as 401(k)s. For specific guidance, feel free to contact us or explore our website.

Are there tax advantages to using a Self-Directed IRA?

Yes, Self-Directed IRAs generally offer the same potential tax advantages as traditional retirement accounts, such as tax-deferred growth for Traditional IRAs or tax-free growth and withdrawals for Roth IRAs, depending on your account type. We recommend speaking with a qualified tax advisor to understand how these benefits apply to your situation.

What are the responsibilities and potential risks of self-directed investing?

With the control offered by an SDIRA comes the responsibility of conducting due diligence and managing your investments wisely. Alternative assets can carry unique risks, and while we guide you through account processes, you are responsible for making informed investment decisions. We encourage thorough research before committing funds.

How do I open a Self-Directed IRA with NDTCO?

Opening an account is straightforward. We focus on making complex processes simple. You can start by calling us at 303.546.7930. Our team, including your future dedicated account manager, will provide personalized support and expert guidance to help you set up your account, whether you’re starting fresh or rolling over existing funds.

What fees are involved with an NDTCO account?

We strive for transparency in our fee structure. As fee details can vary based on account type and activity, we encourage you to contact us at 303.546.7930 or visit the fee section of our website for a clear breakdown of our account fees.