Nevermined

What is Nevermined Pay?

Nevermined Pay lets AI agents make real purchases with a user's existing credit or debit card, within strict spending rules the user defines. Think of it as a power-of-attorney for payments: scoped, time-limited, and instantly revocable.

Is this a virtual card or a prepaid account?

Neither. It's your actual card. Nevermined tokenizes it at enrollment so the agent never sees the card number - only a scoped virtual card credential that encodes identity, spending limits, and merchant restrictions.

What is x402?

x402 is an open HTTP standard for agent payments. When an agent hits a paywall, the server responds with 402 Payment Required. The agent attaches a payment credential in the next request header and the purchase completes in milliseconds. No checkout, no redirect.

Why do AI payments need new infrastructure?

AI agents fire thousands of micro-tasks and are OpEx heavy; you need per-request metering and real-time settlement. Seat-based pricing can't keep up.

Usage-based vs. outcome-based pricing - what's the difference?

Usage-based bills per token, call, or compute cycle. Outcome-based charges only when your agent delivers a result (lead booked, bug fixed, etc.). We support either model, or a hybrid, out of the box.

Can't I just use Stripe?

Stripe handles checkout; it doesn't track sub-cent calls. Nevermined adds that layer, while still letting you settle via any payment method incl. Stripe or USDC. Stripe was built for monthly subscriptions and shopping carts. We're built for millions of micro-transactions between autonomous agents.

Do merchants need to integrate with Nevermined?

No. Agents pay on real card rails (Visa, Mastercard). If a merchant accepts cards today, they already accept agent payments. No new SDK, no new settlement flow.

What is agentic commerce?

Agents autonomously buy, sell, or rent services from each other. Nevermined's IDs, metering, and payments make those machine-to-machine deals possible.