Optimal Spending: Learn how to save, invest, and spend in the optimal way

Who this book is for?

We are writing this book for (young) people... who want to have choices, freedom, and peace of mind to enjoy life now without worrying about the future or retirement, so they need to know how much to save, invest and spend in optimal way, but they are struggling with lack of knowledge, time, or motivation that leads to procrastinating, relying on intuition or conflicting popular advice, which often leads to terrible.

What will you find?

What you can expect to find in our book. easy-to-use tools and methods new, practical and free tools generating personalized recommendations, immediately applicable to daily financial decisions by an average reader, easy to understand guidance clear explanations that make complex financial concepts accessible to everyone, regardless of their background, fully understood by young people, with simplified language and.

What you won't find?

What you won't find in our book. abstract concepts no vague theories or abstract ideas that don't translate into real world, fit-for-all recommendations that are not relevant to your individual situation or too difficult to implement, scientific and industry jargon overwhelming technical or scientific terms and industry jargon, that can be confusing especially for young people with no financial background, advise.

What's Inside the Book?

Explore the chapter descriptions of our book. Each chapter is crafted to deliver maximum value as swiftly as possible, covering exactly what you need and skipping unnecessary details. 1.

How to spend optimally in real life?

This chapter guides you how to spend optimally in real life. Discover how your own Optimal Spending calculation lets you enjoy what you love, minus the guilt. It will help you to stop overspending and curb extreme saving. Close to optimal is good enough—no need for perfection. Learn to assess affordability, whether it's a coffee, college, house, or raising children.