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Physician vs. Conventional Mortgage: Which One is Better for you?

If you are a physician or soon-to-be doctor, it’s very possible that you are struggling to pay off medical school debt, making it difficult for you to purchase a home. Many people believe that doctors are wealthy and would never have trouble buying a house. This is not true for many doctors who are just beginning […]

Why Do Physician Home Loans Fail?

The mortgage world has been turned on its head because of the skyrocketing number of unemployed. Jobless claims in America are now estimated to be nearing 28 million or about 17% of the country. As a physician, your job is likely very secure. But the reality is the entire mortgage world has turned to what […]

When Is the Economy Going to Recover?

If you are like most of the physicians we advise, the following questions are likely rolling around in your head: “Is this a golden opportunity to capture a near record-low fixed mortgage rate?” “Is this the time to find a seller who is fearful and motivated to sell quickly?” “Is this what Warren Buffet is […]

Will All Those Job Losses Kill the Real Estate Market?

Certainly one of the most frightening and unfortunate images to come out of the COVID-19 pandemic is the graph showing the millions of initial jobless claims in the United States. You may be thinking millions of unemployed Americans cannot be good for the real estate market. Common sense would tell us a full labor force […]

Dr. John Ramey – should residents avoid buying a home?

Josh Mettle: That’s a great point. A couple of thoughts: I agree with you. It’s absolutely an individual decision, and I think that the comments on some of the websites that just talk about avoiding buying a house as a resident misses the mark just a little bit, although I do believe it’s well-intentioned. But […]