Simple, Quick, Online Insurance in Canada

What is PolicyAdvisor and how does it work?

PolicyAdvisor.com is a Canadian online insurance brokerage that helps you compare quotes from 30+ top insurers and buy coverage digitally. In minutes, you can find the best life, health, or travel insurance options for your needs, backed by free advice from licensed Canadian advisors—no paperwork, no hidden fees.

How is PolicyAdvisor different other insurance brokers?

While banks and single-company agents only show their own products, PolicyAdvisor compares plans from 30+ insurers side-by-side, helping you find better rates and coverage options in one place.Our licensed experts provide unbiased, no-pressure advice, so you can choose confidently and buy online at your own pace.

Are there any fees or extra costs when buying insurance through PolicyAdvisor?

No - there are no fees or hidden charges when you use PolicyAdvisor. You pay the same price as you would buying directly from the insurer or your bank. We’re paid a standard broker commission by the insurer (at no extra cost to you), so our service is completely free for customers.

What types of insurance can I buy through PolicyAdvisor?

We help Canadians compare and buy a full range of coverage, including: Term Life Insurance Whole/Permanent Life Insurance Critical Illness Insurance Disability Insurance/Income Protection Insurance No-Medical Life Insurance Mortgage Protection Insurance Travel Insurance & Visitors to Canada Insurance Health and Dental Insurance Group Benefits/Employee Health Insurance Our advisors can help you mix and match coverage across multiple insurers to get the right fit.

Which insurance companies does PolicyAdvisor work with?

We partner with over 30 trusted Canadian insurance providers, such as Manulife, Sun Life, RBC, Equitable Life, iA Financial, Canada Life, and more. By working with so many top insurers, we ensure you get competitive quotes, flexible coverage options, and unbiased recommendations all in one place. Top Insurance companies PolicyAdvisor is partnered with: Allianz, Assumption Mutual Life Insurance Company, Beneva, Blue Cross, BMO Life Assurance Company, Canada Protection Plan (CPP) / Foresters, Desjardins Insurance, Destination Travel Group Inc., Edge Benefit / Chubb, Equitable Life Insurance Co.

Will I get a better rate if I buy insurance directly from my bank or the insurance companies?

No — insurance prices are regulated and standardized in Canada. You’ll get the same rates whether you buy directly or through PolicyAdvisor. But you get way more value from PolicyAdvisor, as you compare quotes from 30+ insurers, giving you more choice, transparency, and personalized guidance — at no cost.