Experian Smart Business Reports

What is a business credit report?

Much like a personal consumer credit report, a business credit report contains financial references, which help potential creditors make decisions about doing business with you, only on your company or small business rather than you as an individual. Such information is needed for a business credit check.

How do I check my business credit score?

Many small business owners don't realize that business credit scores are distinctly separate from personal credit scores. Checking your business credit score has no impact on your personal credit score, and vice versa.

Why are business credit scores important?

Checking business credit scores are vitally important for your business. They can define your company's financial reputation and background, so understanding and managing your business credit score is essential for success

How can I improve my business credit score?

Paying off financial obligations according to the agreed-upon terms is the first and most important step to improve your business credit score. All business accounts - not just loans, but also recurring expenses like utilities and leases - should be established in your company's name.