The Prime Loans

What is a Short Term Loan?

A short term loan is essentially a financial instrument that allows consumers to access cash quickly during times of great financial need. Since these loans are available to consumers regardless of their credit scores, they will not have to deal with the hassle of a credit check in order to get funds. The process is incredibly fast and far less frustrating than attempting to obtain credit from traditional lenders.

How Can I Qualify for a Short Term Loan?

It is much simpler to qualify for the short term loan than other forms of credit. In fact, we can connect a great part of the users who request through us. You need to be 18 years old or older, legally employed and living in the United States, have a bank account in your name, have a valid email address, have a working telephone number and meet the minimum income requirements as set forth by your lender.

When is a Short Term Loan a Good Option?

Short term loans are designed to be used only in financial emergencies as a short-term solution to help you make ends meet between paychecks. All of the same cautions used when obtaining any form of credit should be used when deciding whether or not to take out a short term loan.

Are Short Term Loans Expensive?

Short term loans can cost as much as credit card cash advances or overdraft fees from your bank. In fact, when used responsibly, these loans may actually cost less.

How Do I Get Connected?

Getting connected with a lender is as simple as visiting our online form page. We only ask you for the information that is absolutely necessary for processing your request for credit. Once this has been completed, the information is forwarded throughout our network of lenders.