Triver

What is Cashflow Streaming?

Cashflow Streaming turns your unpaid invoices into immediate cash.Instead of waiting 30, 60, or 90 days to be paid, you get instant access to the money you’ve already earned so you can pay staff, buy materials, and keep your business moving.Unlike traditional business loans, it isn't debt. When your customer pays you, the advance settles automatically. There are no lengthy contracts, or hidden fees. It is finance that runs in the background, giving you your money without the wait.

Is this a loan or factoring?

No. Triver is not a business loan, and it does not work like traditional factoring.Unlike a business loan, there is no long term borrowing, no prepayment fee. You only pay for what you use. Unlike factoring, there is no need to change the way customers pay you, and Triver remains invisible. There is also no registered charge against your business.

How does Triver work?

Raise and send your invoice as usual. Then upload it to Triver, or connect your accounting software so eligible invoices appear automatically.Choose the invoice you want to stream, review the offer and accept it. The cash is sent to your bank account straight away, and settlement happens automatically when your customer pays you.

What invoices can I advance?

You can advance eligible commercial invoices in pounds sterling, issued to UK-registered companies or public sector entities.Invoices must be for completed work, have payment terms from 10 to 120 days and fall within your approved facility limit. Individual invoices can range from £100 to £100,000. Invoices to consumers or sole traders are not eligible.

How fast can I access funds?

Once your facility is set up, you can advance eligible invoices online and receive funds the same day, usually within minutes, 24/7.There are no branch visits, lengthy forms or back-and-forth with a relationship manager.

How much does it cost?

Each advance has one clear fee, shown before you commit: a daily discount fee from 0.06% per day (about 1.8% on a 30-day invoice) on the amount advanced. There is a minimum upfront charge equal to 10 days of fees (minimum £18).There is no setup fee, no early repayment fees, no hidden charge and no minimum usage. You only pay when you choose to advance an invoice. When your facility is idle, it costs you nothing.

Will my customer know I'm using Triver?

No. Triver does not contact your customers. They will continue to pay you directly. You can continue to manage your customer relationship as usual.

Do I have to advance every invoice?

No. You choose which invoices to advance and when.Use Triver when it helps your cash flow, for example to cover payroll, buy stock, pay a bill or start the next job sooner.