Money works better here

Are there any restrictions around the 3.30% APY? Is this a promotional rate?

Believe it or not, there’s no funny business here. There are no minimum (or maximum) balance requirements to earn 3.30% APY from program banks in your Cash Account. Better yet, you can earn an extra 0.75% boost for three months when you refer a friend who signs up for the Cash Account. See promotional interest terms at https://www.wealthfront.com/promotional-terms.

What kind of fees do you charge? Is there a minimum to know about?

The Cash Account has no account fees and you can start saving with just $1. We also offer taxable and tax-advantaged automated investing accounts. Here’s an easy way to compare our investing products: Automated Investing: management fee: 0.25% and minimum to invest: $500, Nasdaq-100 Direct - management fee: 0.12% and minimum to invest: $5,000, S&P 500 Direct - management fee: 0.09% and minimum to invest: $5,000, Stock Investing Account - management fee: $0 commissions and minimum to invest: $1, Automated Bond Ladder - management fee: 0.15% and minimum to invest: $500, Automated Bond Portfolio

How is automated investing at Wealthfront different?

Not only were we one of the pioneers of automated investing, we’re consistently ranked as one of the best options out there. We developed the industry-first automated Tax-Loss Harvesting, and we’re constantly innovating, using our award-winning software to expand access to a broad range of financial products. Our suite of investing products never veer away from helping our clients focus on what they can control: keeping taxes low, keeping fees low, and staying protected from unnecessary risk. That’s because we’ve made it our mission to build products that benefit our clients, not just our bott

What is Tax-Loss Harvesting? And what does that mean for me?

Tax-Loss Harvesting is a strategy that can help lower your tax bill. Here’s how it works: If the price of an investment, say, a stock or ETF, falls below the price you paid for it, our software can take advantage of that volatility and sell those shares to harvest the loss, then swap it with a similar security to help keep your portfolio balanced. Because market volatility is just a part of investing, regular dips in the market continue to work as a kind of tax deduction. At tax time, the losses you’ve collected can offset your capital gains, and you can use any remaining losses to reduce your

How is the Stock Investing Account different from the Automated Investing Account?

Our Automated Investing Account not only personalizes a portfolio for you based on your appetite for risk, it handles everything from rebalancing to finding ways to help you save on your taxes — all for the low, annual fee of just 0.25%. For the Stock Investing Account, it’s up to you to let us know what stocks you want to trade, when, and how much, but we’ll still help you understand how that lines up with your investing goals and manage all the trades on your behalf.