Wealthstatista: insights for smarter investing

How to quantify the true buy‑vs‑rent opportunity cost: a math-first model using mortgage rate, expected equity returns and local rent growth?

15/07/2026 I’m often asked whether buying a home “makes sense” versus continuing to rent — and the honest answer I give is: it depends. The decision is... Read more...

How to underwrite a value‑add multifamily deal step‑by‑step: rent roll adjustments, unit-level capex phasing and pro forma stress tests?

09/07/2026 by Éloïse Dubois I underwrite dozens of value‑add multifamily deals a year, and the process often looks simple on a pitch deck and messy in the spreadsheet.

How to convert a concentrated stock position into a tax‑efficient income sleeve using index options and partial tax‑loss harvesting?

07/07/2026 by Éloïse Dubois I recently worked with a client who had a single-stock position that represented nearly 40% of their investable assets. Like many investors who end up concentrated—early employees, founders, or long-term holders—the position had both emotional and tax complexity. Selling it outright would trigger a large capital gains bill and potentially derail their long-term plan.

When to swap concentrated crypto or stock gains into a tax-efficient income sleeve using options and tax-loss harvesting?

29/06/2026 by Éloïse Dubois When a single stock or cryptocurrency position has run up to represent a large portion of your portfolio, the question shifts from “should I sell?” to “how can I exchange that concentrated gain into sustainable, tax-efficient income without inviting a giant tax bill or exposing myself to massive reinvestment risk?” Over the years I’ve worked with clients and run this exercise for my own.