Zipcova

1. Do I really need Public Liability insurance for my event?

In most cases, yes. Councils, venues and many grant bodies require proof of Public Liability before confirming your booking.

2. What does Zipcova cover?

Zipcova covers a wide range of events — from community gatherings and workshops to markets, expos, festivals and cultural events. Cover includes site visits, planning meetings, setup and pack-down during the policy period. You can explore the full list of supported event categories here (no personal info needed): https://app.zipcova.com/event/new

3. How are events underwritten without long forms or risk plans?

The underwriting behind Zipcova is supported by claims data from 90,000+ events across 40+ countries. This means most common event categories — when selected from the defined list — can be safely assessed with just the basics: event type, location, dates and attendance. This is why the event list in the quote form is predefined.

4. Why don’t I see my event category listed?

To keep instant pricing fast and accurate, the quote form only displays event categories that can be underwritten safely using portfolio data. If your event falls outside those categories, it may still be insurable — it simply won’t appear in the instant system. (If you want something specific or unusual considered, see question 5.)

5. Can you look at events that aren’t listed, or consider complex aspects?

Often, yes. If your event category isn’t listed, or you have a unique element you’d like reviewed, we’re happy to take a look. Contact us at [email protected] and include a brief description of your event.